![]() ![]() And all co-pays are due at the time services are rendered. As with most doctors, at Golden Eyes Optometry the patient’s portion must be paid before materials (glasses or contacts lens) can be ordered. There may be co-pays, deductibles or a percentage of costs that you will pay out-of-pocket as required by your insurance policy. Regardless of your vision insurance, most plans do not cover 100% of expenses, and thus you should expect some out-of-pocket costs. Vision insurance covers ONLY routine eye exams for purchasing glasses or fitting and purchasing contact lenses. Most vision plans do not cover ANY medical testing, diagnosis, consultation or treatment. Vision insurance plans often pay a portion of (or offer a discount on) eyeglasses or contact lenses. All this and a lot more For a complete list of your benefits, call Member Services toll free at 1-80 (TTY:711) 24 hours a day, 7 days a week. Most vision insurance plans do not pay toward the contact lens portion of the examination, but may offer a discount on these services. For this reason we can contract with the right doctors, pharmacies and hospitals to give you the valued health care you deserve. The refraction (determination of the eye's prescription) is included, and since there are no medical problems, there is no discussion of problems or follow-up needed. A "routine" eye examination checks for, but finds no medical problems. It is designed to pay toward "routine" comprehensive eye examinations. Whether youre driving a car or walking, you need clear vision to keep you and those around you safe. Vision insurance is actually a vision benefit. You rely on your eyes and vision to do most daily activities. We would like to avoid these misconceptions, and we hope that the following will help you better understand how vision coverage works. At times insurance companies’ “customer service” departments overstate benefits (and minimize or even ignore specific limits and restrictions) that can create an adversarial relationship between the patient and the doctor’s office. Some insurance companies do a better job of educating their clients than others. Because we provide both medical and routine eye care, we accept a number of insurance plans to help. Vision insurance is one of the most misunderstood benefits of all health-related coverage.
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